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408.612.8195

Professional Liability in Morgan Hill and San Jose, CA

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Weller/O'Brien Insurance Services, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Weller/O'Brien Insurance Services recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Weller/O'Brien Insurance Services today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Weller/O'Brien Insurance Services

16275 Monterey St. Suite L
Morgan Hill, CA 95037
Main office: 408-612-8195

Weller/O'Brien Insurance Services - Half Moon Bay

720 Kelly Avenue
Half Moon Bay, CA 94019
Main office: 650-492-6842

Our Providers

Testimonials

Bill has been my agent for over 20 years, insuring my house, my car and my business. I highly recommend his agency especially for the personal attention provided by Celia with my ongoing needs. I don't worry about my insurance thanks to Celia and Bill.
Gayla P.
It's a pleasure to do business with Celia and Bill. They are both knowledgeable and friendly. Excellent customer service! Whenever I've called with a question, they've responded in a very timely manner. My husband and I have been customers for over ten years and will continue for many more.
Phyllis S. San Jose, CA
We have been working with Bill and Celia for over 20 years. We have used their agency for our home, farm and auto. I find them to be prompt, honest and knowledgeable. We depend on them! Celia takes a very personal interest in helping us which really is sincere, apparent and unusual in this day and age. I would very highly recommend Bill and Celia to all my friends and colleagues!
Doug W. Milpitas, CA
Bill and Celia have been providing our family with tremendously great service for our farm, homes and autos for many years. It is because of their knowledge, that we can go about our business confident and worry free knowing we have good coverage. I highly recommend Bill and Celia for the friendliness and informed services the provide.
Doug P. J.E. Perry Farms