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408.612.8195

Property Insurance in Morgan Hill and San Jose, CA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Weller/O'Brien Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Weller/O'Brien Insurance Services who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Weller/O'Brien Insurance Services before making a decision.

Our Locations

Weller/O'Brien Insurance Services

16275 Monterey St. Suite L
Morgan Hill, CA 95037
Main office: 408-612-8195

Weller/O'Brien Insurance Services - Half Moon Bay

720 Kelly Avenue
Half Moon Bay, CA 94019
Main office: 650-492-6842

Our Providers

Testimonials

Bill has been my agent for over 20 years, insuring my house, my car and my business. I highly recommend his agency especially for the personal attention provided by Celia with my ongoing needs. I don't worry about my insurance thanks to Celia and Bill.
Gayla P.
It's a pleasure to do business with Celia and Bill. They are both knowledgeable and friendly. Excellent customer service! Whenever I've called with a question, they've responded in a very timely manner. My husband and I have been customers for over ten years and will continue for many more.
Phyllis S. San Jose, CA
We have been working with Bill and Celia for over 20 years. We have used their agency for our home, farm and auto. I find them to be prompt, honest and knowledgeable. We depend on them! Celia takes a very personal interest in helping us which really is sincere, apparent and unusual in this day and age. I would very highly recommend Bill and Celia to all my friends and colleagues!
Doug W. Milpitas, CA
Bill and Celia have been providing our family with tremendously great service for our farm, homes and autos for many years. It is because of their knowledge, that we can go about our business confident and worry free knowing we have good coverage. I highly recommend Bill and Celia for the friendliness and informed services the provide.
Doug P. J.E. Perry Farms