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408.612.8195

Renters Insurance in Morgan Hill and San Jose, CA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Weller/O'Brien Insurance Services, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Weller/O'Brien Insurance Services are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Weller/O'Brien Insurance Services

16275 Monterey St. Suite L
Morgan Hill, CA 95037
Main office: 408-612-8195

Weller/O'Brien Insurance Services - Half Moon Bay

720 Kelly Avenue
Half Moon Bay, CA 94019
Main office: 650-492-6842

Our Providers

Testimonials

Bill has been my agent for over 20 years, insuring my house, my car and my business. I highly recommend his agency especially for the personal attention provided by Celia with my ongoing needs. I don't worry about my insurance thanks to Celia and Bill.
Gayla P.
It's a pleasure to do business with Celia and Bill. They are both knowledgeable and friendly. Excellent customer service! Whenever I've called with a question, they've responded in a very timely manner. My husband and I have been customers for over ten years and will continue for many more.
Phyllis S. San Jose, CA
We have been working with Bill and Celia for over 20 years. We have used their agency for our home, farm and auto. I find them to be prompt, honest and knowledgeable. We depend on them! Celia takes a very personal interest in helping us which really is sincere, apparent and unusual in this day and age. I would very highly recommend Bill and Celia to all my friends and colleagues!
Doug W. Milpitas, CA
Bill and Celia have been providing our family with tremendously great service for our farm, homes and autos for many years. It is because of their knowledge, that we can go about our business confident and worry free knowing we have good coverage. I highly recommend Bill and Celia for the friendliness and informed services the provide.
Doug P. J.E. Perry Farms